Wind Mitigation Inspection
8+ Years
Serving the Orlando area
Wind Mitigation Inspections You Can Trust
Wind Mitigation Inspections are reports that can help homeowners reduce their home insurance costs. The form consists of seven questions that relate to features on a home that will help it withstand high winds more effectively. These seven questions are:
Building Code
The inspector verifies the home’s original construction date and whether it was built under a wind-resistive building code (or later code upgrades). This is typically confirmed through public records and/or permit documentation, because code era can affect expected wind performance.
Roof Covering
The inspector identifies the type of roof covering (e.g., shingle, tile, metal) and confirms the installation date or permit date when available. This matters because newer roof coverings generally must meet stronger uplift and fastening standards than older installations.
Roof Deck Attachment
The inspector checks the attic (when accessible) to determine how the plywood/OSB roof deck is attached—nail type, spacing, and sometimes adhesive patterns. Stronger, tighter fastening schedules improve resistance to uplift and reduce the chance of deck loss during high winds.
Roof to Wall Connection
The inspector evaluates the connectors that secure the roof framing to the wall framing (toe nails, clips, single wraps, or double wraps). More robust metal connectors and wraps provide better load transfer and help keep the roof system anchored during wind events.
Roof Shape
The inspector classifies the roof design (e.g., hip vs. gable) and measures features that affect wind pressures on the roof edges. Hip roofs generally perform better in wind because they present fewer large vertical end walls that can catch wind.
Secondary Water Resistance
The inspector looks for evidence of a sealed roof deck or qualifying underlayment method that helps prevent water intrusion if the roof covering is damaged. This is often verified by attic observation (where possible) and/or documentation from the reroof.
Opening Protection
The inspector verifies whether exterior openings are protected by impact-rated products (or approved shutters) and checks labels/markings and documentation to confirm ratings. Because breaches in openings can pressurize the home and worsen structural damage, this category often has a major impact on wind mitigation credits.
Understanding Wind Mitigation Inspections
Quick insights to help you understand how wind mitigation protects your home and saves you money.
Why It Matters
Wind mitigation helps your home stay safer during strong winds and storms.
Save on Insurance
Homes with wind-resistant features often qualify for lower insurance premiums.
Checks Key Features
Inspections document roof shape, age, and other features that protect against wind.
Built for Storms
Wind mitigation helps Florida homes stay prepared for tough weather conditions.
Common Wind Mitigation Questions
The wind mitigation form is good for 5 years from the date written on the form.
The cost savings are totally dependent on which and how many boxes the home checks based on the form. Every home will be different and every insurance provider will be different. Almost always you will save more than the inspection costs.
The inspection typically is very quick usually taking around 15-20 minutes.
The report will be emailed to you the same day in .pdf form and you can forward that file to your insurance provider.
